Moving to Switzerland

One trusted partner for a seamless relocation

Relocating to Switzerland involves tax, legal, wealth planning and practical considerations. Fidinam provides an integrated advisory approach covering:

Tax advisory and residence planning

Real estate advisory and property search

Corporate and digital services for entrepreneurs

Accounting, payroll and administrative support

Insurance advisory through trusted specialist partners

How to relocate to Switzerland

Relocating to Switzerland requires careful planning across tax, immigration, insurance and real estate matters.
Every situation is unique. Before moving, it is essential to assess your personal, family and wealth profile, verify eligibility requirements and identify the most suitable strategy. Fidinam supports individuals, families and entrepreneurs throughout every stage of the relocation process. A typical relocation project includes the following six steps.

Why Switzerland

Switzerland is more than a destination. It is a long-term lifestyle and wealth planning choice. For years Switzerland has ranked among the world's leading countries for quality of life, safety and international attractiveness. Stability, efficiency and a highly international environment make it a preferred destination for entrepreneurs, investors and global families.

With Fidinam, relocating to Switzerland becomes a structured and transparent process guided by professionals with more than 60 years of experience in residence planning and international tax advisory

Key advantages:

✔ Exceptional quality of life
✔ High levels of personal safety
✔ World-class healthcare system
✔ International schools and outstanding education
✔ Political and economic stability
✔ Modern infrastructure
✔ Multilingual and international environment
✔ Competitive and transparent tax system
✔ Reliable financial and administrative institutions
✔ Innovation-friendly and crypto-friendly ecosystem

Considering a Business Project in Switzerland?

Many clients choose Switzerland not only as a place of residence but also as a strategic base for their business activities.
Switzerland offers one of the world's most stable and competitive business environments, making it an ideal choice for entrepreneurs, investors and innovators.

Through Fidinam's integrated advisory approach, corporate planning can be seamlessly aligned with personal relocation and residence planning.

How do I relocate to Switzerland step by step?

Relocating to Switzerland typically involves tax planning, canton selection, residence permit applications, insurance planning and real estate arrangements. A coordinated approach helps avoid unnecessary delays, inefficiencies and compliance issues.

Which Swiss canton is best for relocation?

The answer depends on several factors, including your tax situation, personal objectives, business activities and lifestyle preferences. A tailored assessment is essential to identify the most suitable canton for your specific circumstances.

What is the cost of living in Switzerland?

Switzerland offers one of the highest standards of living in the world. While the cost of living is generally higher than in many other countries, it is balanced by exceptional public services, safety, infrastructure, healthcare and overall quality of life.

How long does the relocation process typically take?

In most cases, a relocation project takes between two and four months, depending on factors such as nationality, the canton selected and the complexity of the situation, including family relocation, real estate matters and lump-sum taxation applications.

What is the process for relocating to Switzerland with my family?

Family relocation generally follows a structured process that includes:

Assessment of the family's personal and wealth profile;
Selection of the most suitable canton and location;
Tax planning (ordinary taxation or lump-sum taxation);
Residence permit applications for family members;
Insurance planning;
Property purchase or rental arrangements, including LAFE considerations where applicable;
School search and enrolment support for children.

Fidinam coordinates the entire process as a single point of contact.

Is tax planning necessary before moving to Switzerland?

Although not mandatory, advance tax planning is strongly recommended.
A well-structured relocation strategy can help minimise tax inefficiencies, avoid double taxation and reduce the risk of future disputes with the tax authorities of your country of origin.

Can I relocate to Switzerland without working?

Yes. Individuals with sufficient financial resources may be eligible to relocate to Switzerland without taking up employment.
Depending on individual circumstances and the canton involved, lump-sum taxation may also be available.

What is lump-sum taxation and who can benefit from it?

Lump-sum taxation (also known as expenditure-based taxation) is a special tax regime available to qualifying foreign nationals who do not carry out gainful employment in Switzerland.
Under this regime, taxation is based primarily on lifestyle and living expenses rather than worldwide income and assets, subject to eligibility requirements and cantonal regulations.

Can I purchase property immediately after relocating?

Eligibility to purchase real estate depends on several factors, including your residence permit category, nationality and family situation.
Property acquisitions by foreign nationals are governed by LAFE regulations, making prior assessment and planning particularly important.

Does real estate advisory also cover tax and regulatory matters?

Yes.
Fidinam provides an integrated advisory approach that includes:

LAFE compliance assessment;
Tax structuring considerations;
Coordination with real estate professionals;
Support throughout the acquisition process.

This helps ensure that both tax and regulatory aspects are properly addressed.

Which insurance policies are mandatory in Switzerland?

Basic health insurance is mandatory for all Swiss residents.
Depending on personal and family circumstances, additional insurance solutions may also be advisable, including:

Supplementary health coverage;
Personal liability insurance;
Wealth protection solutions;
Retirement and pension planning.

Can I establish or relocate a business while relocating my residence?

Absolutely.

Many of our clients combine their personal relocation project with the establishment or relocation of a business in Switzerland.

Fidinam provides coordinated support across both personal and corporate matters, ensuring alignment between residence planning, tax considerations and business objectives.